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    <lastmod>2020-04-14</lastmod>
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    <loc>https://chibanilaw.com/news/covid-amp-business-interruption-insurance</loc>
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    <lastmod>2020-03-25</lastmod>
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      <image:title>News - COVID-19 &amp;amp; BUSINESS INTERRUPTION INSURANCE - Recommendations for Businesses:</image:title>
      <image:caption>1. Review your Commercial Insurance Policy or have it reviewed by an attorney. This is important to assess whether there is potential coverage for business interruption from COVID-19 and if there are necessary steps, process, or notice requirements attached to the claims handling procedure. 2. Make a Claim. Even if there may not be coverage or if coverage is uncertain, it is worth it to make a claim with your insurance company to find out. Further, it may be beneficial to consult or retain an attorney with experience in insurance coverage and litigation. An attorney may be able to assist with the claims handling process, any ensuing coverage decisions issued by the insurance company, and in determining if there are grounds to challenge or pursue any such claims further. 3. Contact the Small Business Administration. Small businesses are eligible for low-interest loans as a result of the COVID-19 pandemic. 4. Stay up-to-date on all COVID-19 news. The Centers for Disease Control (“CDC”), the World Health Organization (“WHO”), and local and national news are all providing rolling updates on COVID-19 and its effect on local and national mandates or orders.</image:caption>
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    <lastmod>2020-04-21</lastmod>
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      <image:title>News - Acts of God or Acts of Government</image:title>
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      <image:title>News - Steps to take:</image:title>
      <image:caption>1. Contact an attorney to review your contract and discuss any potential breaches in light of COVID-19 and shutdowns. 2. Discuss possible resolutions in light of subject contract provisions. 3. Negotiate or have counsel negotiate possible suspension or workarounds with business relations and parties to the contract. 4. Consider other legal courses of action in the alternative. 5. Contact or retain counsel if any disputes have been raised by any contracting parties to assist in negotiations or other contract disputes, including legal actions brought against you.</image:caption>
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    <lastmod>2019-05-29</lastmod>
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    <lastmod>2019-05-31</lastmod>
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    <lastmod>2022-10-03</lastmod>
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